Open daily: 8 AM–10 PM in Cabo San Lucas and 8 AM–8 PM in San José del Cabo.

Cabo San Lucas : +52 624 248 1860

Medical center in Los Cabos, Global Oncall Medical by Sea of Cortes logo
+52 624 248 1860
Doctor in Los Cabos discussing international medical insurance with visiting patients
For International Patients

International Insurance Assistance in Los Cabos

Get support with travel insurance and international medical coverage for care in Los Cabos. Our team can help review your options, explain the process and provide the medical documentation needed for eligible claims or reimbursement.

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Call Now: +52 624 143 0500
  • Accepted International Insurance Providers
  • Support for Reimbursement Documentation
  • Medical Care Across Los Cabos
  • Bilingual Assistance (English & Spanish)
  • Urgent Care, House Calls & More
Trusted Care for Travelers

Medical Care in Los Cabos With International Insurance Support

Sea of Cortes Medical assists visitors, families and international patients who need medical care in Los Cabos.

Support may include reviewing insurance options, explaining available billing pathways and providing medical documentation for eligible reimbursement or claims.

Coverage, direct billing and reimbursement depend on the insurer, policy and medical service required.

  • Urgent care for common illnesses and minor injuries
  • Medical care for hotel, resort and villa guests
  • Support across Cabo San Lucas and San José del Cabo
  • Guidance in English and Spanish
Request Medical Assistance
Sea of Cortes Medical reception area in Los Cabos with a modern front desk and navy blue branded wall
Insurance Assistance

Travel & International Insurance Support

We work with international insurance providers to help patients understand their options for medical care in Los Cabos. Billing and reimbursement pathways depend on the provider, policy terms and type of service.

Travel Insurance

For travelers who need medical care during their stay in Los Cabos.

International Medical Insurance

For patients covered under international health insurance plans.

Billing & Reimbursement Guidance

Our team can explain whether direct billing, reimbursement or other available options may apply based on the insurer and service.

Our Insurance Partners

International Insurance Providers We Work With

Sea of Cortes Medical works with multiple international insurance providers. Eligibility, billing pathway and reimbursement conditions depend on the patient's policy and the service requested.

Allianz
aetna
cignaHealthcare
GeoBlue
IMG
Travel Guard
INTERNATIONAL SOS
AXA Global Healthcare
Bupa International

Coverage, authorizations, direct billing and reimbursement conditions vary by insurer, policy and medical service.

Ask About Your Insurance Provider
The Process

How to Use Your Insurance for Medical Care in Los Cabos

If you need medical care while visiting Los Cabos, our team can guide you through the next steps. The exact process depends on your insurer, policy and medical service.

  1. 1

    Contact Your Insurance Provider

    Before or immediately after receiving medical care, contact the international assistance number listed on your insurance card.

  2. 2

    Receive Medical Attention

    Our team can evaluate your condition and provide care at our clinics or coordinate other appropriate services across Los Cabos.

  3. 3

    Review Available Billing Options

    Depending on the insurer and service, our team will explain the available pathway, which may include direct payment, reimbursement or other options.

  4. 4

    Collect the Required Medical Documents

    Patients may need invoices, payment receipts, medical reports, prescriptions and relevant test results for their claim.

  5. 5

    Submit and Follow Up With Your Insurer

    The patient sends the claim to the insurer and follows the claim number or reimbursement case until it is resolved.

Speak With Our Team About Your Insurance
Billing Options

Direct Billing vs. Reimbursement

Insurance handling depends on the provider, your policy and the service required. Our team reviews the case and explains which option may apply.

Direct Billing

In some cases, the insurer may allow direct billing for eligible services. This depends on policy verification, approvals and the specific service requested.

  • May require prior authorization
  • Depends on insurer approval
  • May apply only to certain services
  • Subject to policy terms

Reimbursement

In many cases, patients pay for care first and then submit a claim to their insurer using the medical documents provided.

  • Patient pays first
  • Medical records and receipts are required
  • Claim is submitted by the patient
  • Deductibles and co-insurance may apply
Our Medical Services

Medical Services Available Across Los Cabos

International insurance assistance may apply to the medical services offered by Sea of Cortes Medical, depending on the insurer, policy and type of care required.

Urgent Care

Prompt medical attention for common illnesses, minor injuries and non-life-threatening conditions.

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IV Therapy & Hydration

IV therapy for hydration and recovery, including vitamin and nutrient infusions when clinically appropriate.

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Doctor House Calls

Convenient medical care at your hotel, resort, villa or home throughout Los Cabos.

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Laboratory Testing

Laboratory studies with reliable results to support diagnosis and treatment.

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Primary Care

General medical care for travelers and residents, including evaluation, treatment and follow-up.

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Medical Evaluations

Comprehensive medical evaluations, including pre-travel, fitness for travel and other clinical needs.

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Our Locations

International Insurance Support in Cabo San Lucas & San José del Cabo

Get medical care with insurance assistance at our clinics in both of the main areas of Los Cabos.

We also assist patients staying at: hotels, resorts, villas and private residences across Los Cabos, depending on the service required.

Insurance Claims

Documents You May Need for an Insurance Claim or Reimbursement

For reimbursement requests, patients are usually required to gather official medical and payment documents and submit them to their insurer.

Detailed Medical Invoice or Official Receipt

Proof of Payment

Medical Report or Clinical Summary

Laboratory or Imaging Results

Prescriptions

Insurance Claim Form

(Completed by the Patient)

Important: Required documents may vary by insurer. Patients should always confirm the exact requirements with their provider.

Medical report on a clipboard with a stethoscope, representing documentation for international health insurance claims
Our Difference

Why International Patients Choose Sea of Cortes Medical

We combine local expertise with international standards to deliver reliable, personalized medical care in Los Cabos.

  • Bilingual Medical Support (English & Spanish)
  • Clinics in Key Los Cabos Locations
  • Care for Travelers, Families & Residents
  • Support for Insurance-Related Documentation
  • Multiple Medical Services in One Network
  • Patient-Centered and Reliable Care

─── FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions About International Insurance in Los Cabos

Can a doctor come to my hotel in Los Cabos?

Yes. Sea of Cortes Medical can coordinate house call doctor visits directly to hotels and resorts in covered areas of Los Cabos. A medical professional can evaluate your symptoms in the comfort of your hotel room and determine whether treatment can be provided on-site or if additional medical care is recommended. Contact our team with your hotel name, room or location details and a brief description of your symptoms so availability can be confirmed.

Do you offer house call doctors in Cabo San Lucas?

Yes. We provide house call medical services throughout Cabo San Lucas for patients staying in hotels, private villas, vacation rentals and residential properties within our service area. Our medical team can evaluate many common non-emergency illnesses and minor medical conditions directly at your location, helping you avoid unnecessary travel when an in-person clinic visit is not immediately required.

Do you provide house calls in San José del Cabo?

Yes. House call doctor visits can also be coordinated in San José del Cabo, including hotel zones, residential areas, villas and vacation accommodations within our coverage area. Because availability and response times can vary depending on your exact location, we recommend contacting our medical team with your address or accommodation details before requesting the visit.

Are your doctors English-speaking?

Yes. Our medical team includes English-speaking healthcare professionals who regularly assist international travelers, expats and residents throughout Los Cabos. Clear communication is especially important when discussing symptoms, medications, medical history and treatment recommendations, so our team works to ensure patients understand their evaluation and the next steps in their care.

What conditions can a house call doctor treat?

House calls may be appropriate for many common, non-life-threatening medical conditions. These can include digestive problems, food-related illness, fever, cold or flu symptoms, sore throat, dehydration, allergies, skin irritation, headaches and minor injuries. After evaluating your symptoms, the doctor will determine whether treatment can be provided at your location or whether laboratory testing, urgent care or another type of medical evaluation is more appropriate.

Can a doctor visit my villa or Airbnb?

Yes. Our house call service can be coordinated to private villas, vacation rentals, Airbnb properties and other accommodations located within our coverage area in Los Cabos. This option is especially convenient for travelers, families and groups who prefer to receive medical attention without leaving the property. Simply provide your exact location and access information when contacting our team.

Can I request a doctor for my resort or hotel room?

Yes. Sea of Cortes Medical regularly assists travelers staying at hotels and resorts throughout Los Cabos. When a house call is appropriate, a doctor can evaluate you directly in your room and help determine the appropriate treatment or next step. Hotel name, room information and a short description of your symptoms will help our team coordinate the visit more efficiently.

Can you provide IV therapy during a house call?

IV therapy may be available during a house call when it is medically appropriate and recommended after evaluation by a healthcare professional. IV treatment should not be considered automatically necessary for dehydration, fatigue or travel-related symptoms, so the doctor will first assess your condition and determine whether IV hydration or another treatment option is suitable for you.

Do you work with travel insurance?

Sea of Cortes Medical can provide available medical documentation related to your visit, such as reports or receipts, and can help international patients understand the general insurance assistance process. Coverage, reimbursement and claim approval depend on the terms and conditions of your individual travel insurance policy, so we recommend confirming specific benefits directly with your insurance provider when possible.

How do I request a house call doctor in Los Cabos?

You can request a house call by contacting Sea of Cortes Medical by phone or WhatsApp. Please provide your name, exact location, hotel or accommodation name if applicable, and a brief description of your symptoms. Our team will review the information, confirm service availability and guide you through the next steps for coordinating the appropriate medical care.
Sea of Cortes Medical healthcare professional ready to assist international patients with medical care in Los Cabos

Need Medical Care With International Insurance in Los Cabos?

Our team can help you understand the next steps, explain available insurance pathways and guide you through the documentation process for medical care in Los Cabos.

WhatsApp Our Team Call Now Request Medical Assistance

Insurance Coverage Notice: Coverage, direct billing, reimbursement eligibility and required documentation depend on the insurer, policy terms and medical service requested. Sea of Cortes Medical can assist patients with insurance-related guidance and documentation, but coverage decisions are made by the insurer according to the policy conditions.